Results
Final capital
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Total contributed
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Interest generated
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Formula used:
The final capital is calculated compounding monthly: initial capital — (1 + r)^n, plus the future value of monthly contributions [(1+r)^n - 1] / r, where r is the monthly interest rate and n the number of months.
Capital evolution
This chart shows the evolution of total capital (initial capital plus contributions plus interest) year by year. The curve accelerates progressively because compound interest generates increasingly more interest on a larger capital base.
Contributions vs. Interest
This chart breaks down the final capital into two parts: contributions made (in blue) and interest generated (in green). Notice how the proportion of interest grows over time due to the compound interest effect.
Year-by-year evolution
| year | Final capital | Total contributed | Interest generated |
|---|