Income Tax and Payslip Withholding Calculator
Estimate your income tax withholding, net salary and bracket breakdown based on your autonomous community and personal situation.
Results
Estimated effective income tax rate
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Estimated monthly withholding
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Estimated annual net salary
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Social Security contribution (employee)
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Income tax is calculated by applying national and regional brackets progressively to the taxable base, after subtracting personal and family allowances and the employee's Social Security contribution (6.35%).
Bracket breakdown
| Tramo | Tipo | Cuota |
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When should you use this calculator?
IRPF (Impuesto sobre la Renta de las Personas Físicas) is Spain's progressive personal income tax. Employers apply a monthly withholding on account of this tax, calculated from the annual salary, family situation and autonomous community of residence.
Legal context in Spain
Spanish income tax has a national bracket, equal across the country, and a regional bracket, which varies by autonomous community. This means two employees with the same salary may have different withholdings depending on where they live.
Besides salary, personal and family allowances reduce the taxable base: for dependent children, disability, or joint filing. Artists and professional athletes sometimes have specific withholding rates.
Employee Social Security contributions are also deducted from gross salary, currently 6.35% (covering common contingencies, unemployment, vocational training and the Intergenerational Equity Mechanism).
Frequently asked questions
Why does the withholding vary by autonomous community?
Because Spanish income tax has a national bracket and a regional bracket, and each autonomous community sets its own brackets and rates.
How much does an employee contribute to Social Security?
Employees currently contribute 6.35% of their gross salary, covering common contingencies, unemployment, vocational training and the Intergenerational Equity Mechanism.
Do children reduce income tax withholding?
Yes, the family allowance for dependent children reduces the taxable base, lowering the applied withholding.