Are these calculators free?
Yes, every calculator on this site is completely free and requires no registration.
Free financial calculators for Spain
Estimate your severance pay, mortgage, income tax withholding, retirement pension and personal loan with formulas updated to Spanish regulations.
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Our calculators
Severance pay
Get an indicative estimate of your final settlement (finiquito) when your employment ends, including compensation, pending salary, holidays and extra payments.
Mortgage
Simulate your monthly mortgage payment, total interest cost and check the year-by-year amortization schedule.
Income tax / Payslip
Estimate your income tax withholding, net salary and bracket breakdown based on your autonomous community and personal situation.
Pension
Estimate your monthly retirement pension based on years contributed, average salary and expected retirement age.
Personal loan
Calculate the monthly payment, real APR and total cost of your personal loan, including fees and optional insurance.
About this tool
We are an independent website dedicated to offering clear, free financial calculators for individuals in Spain. All formulas are based on current Spanish labour, tax and Social Security legislation.
Frequently asked questions
Are the results official?
No. Results are indicative estimates. For official figures, consult Social Security, the Spanish Tax Agency (AEAT), or a labour consultant.
Is my data stored?
We do not use servers or databases for your calculations. We only store your language preference in your own browser (localStorage).
Which calculators are available?
Severance pay, mortgage, income tax/payslip withholding, retirement pension and personal loan.