Stock Return Calculator
Calculate the total return of your stock market investment, adding capital gain and dividends received, with its annualised equivalent.
Results
Total return
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Return (%)
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Annualised return (CAGR)
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Capital gain
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Total invested
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Total return = (net sale value − total invested) + dividends received. Annualised return (CAGR) is calculated as [(final value ÷ total invested)^(1/years) − 1] × 100.
When should you use this calculator?
This calculator estimates the total return of a stock investment, combining the capital gain or loss with dividends received over the period, and converts the result into an annualised rate comparable across investments.
Legal context in Spain
In Spain, both capital gains and dividends are taxed as savings income at rates between 19% and 28% depending on the total yearly amount. Taxation varies by country of residence.
Annualised return (CAGR) lets you compare investments held for different lengths of time: gaining 20% in one year is not the same as gaining it over five, and CAGR normalises both cases into an equivalent annual rate.
The result is a mathematical estimate based on the figures entered and does not constitute investment advice. Past performance does not guarantee future results; consult a financial advisor before making decisions.
Frequently asked questions
What is the total return of a stock?
It is the sum of the capital gain (or loss) made when selling the stock at a different price than you bought it, plus all dividends received while you held it.
How is annualised return (CAGR) calculated?
CAGR (compound annual growth rate) is calculated as [(final value of the total invested ÷ total invested)^(1/number of years) − 1] × 100, and lets you compare investments of different durations on equal terms.
Do dividends count towards the return?
Yes, dividends are part of the total return of the investment alongside the capital gain, and this calculator adds them directly into the result.
Does this calculator account for taxes?
No. Results are gross, before taxes. In Spain, gains and dividends are taxed as savings income between 19% and 28% depending on the total yearly amount.