Excel expense tracker template
Free Excel template to organize and track your monthly expenses by category.
Direct download, no sign-up or email required.
When should you use this calculator?
Record every expense as you make it: date, category, description, and amount. The template automatically calculates the total spent in each category at the end of the month, helping you see exactly where your money goes.
How it is calculated
The categories are preloaded (Food, Transportation, Leisure, Subscriptions, Other), but you can edit them or add new ones to suit your needs. Each month, you can clear the sheet or create a new tab.
Practical tips
This level of daily detail helps you understand exactly how you spend your money, identify unnecessary expenses, and spot spending patterns. After one or two months, you'll have a realistic picture of your finances that will help you create a more accurate budget using this website's monthly budget template.
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Frequently asked questions
Should I record all my daily expenses?
Ideally, yes, to keep a complete record. However, you can choose to track only expenses above a certain amount (for example, €5) if you prefer to keep it simple.
What's the difference between this template and the monthly budget template?
The budget template compares planned spending with actual spending. This expense tracker is only for recording what you actually spend. Use it first to understand your spending habits, then use the budget template to plan ahead.