Best car insurance
Comparison of Spanish car insurance policies. Analyze coverage, prices, and insurers with the best service.
Data verified in: 2026-07
| Product | APY | Conditions |
|---|---|---|
| Axa Auto Básico | from €25/month | Mandatory third-party liability. 24-hour roadside assistance. |
| Mapfre Coche Plus | from €30/month | Includes extended third-party, theft, and accidents. Trusted repair shop network. |
| Allianz Protección Total | from €35/month | Fully comprehensive coverage with reduced deductible. Replacement car included. |
| Generali Auto Flex | from €28/month | Modular policy with discounts for good drivers. Automatic renewal. |
Prices verified in July 2026. Premiums vary by model, driver age, and driving history.
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Frequently asked questions
What car coverage do I need?
Third-party liability is mandatory. Extended third-party coverage is recommended. Fully comprehensive if the car is new or you have a loan on it.
What is the deductible?
The amount you pay in the event of a claim. Lower deductible = higher premium. You can choose the one that best fits your risk.
How can I save on car insurance?
Compare offers, drive safely (discounts), use telematics (black box), or increase the deductible.
Is switching insurers easy?
Yes, thanks to the right to portability. Your previous insurer must provide a claims-history certificate.