Index Funds: Simple and cheap investing

An index fund is a fund that replicates a stock index composition (like the S&P 500), offering market returns with very low fees.

Instead of a manager choosing individual stocks (active management), an index fund automatically buys all index stocks.

Historically, index funds outperform most active funds long-term.

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Frequently asked questions

Does an index fund guarantee no losses?

No. If the index falls, so does the fund.

Can I live off index fund dividends?

Yes, especially if the index includes dividend-paying companies.